The Best Silver Necklaces To Buy On A Budget

If you purchase an independently reviewed product or service through a link on our website, we may receive an affiliate commission. Learn more about our policies and reviews.

There are few pieces of jewelry as versatile as silver necklaces. Elegant, timeless, and customizable, a silver necklace can add pizzazz to a casual outfit or become a statement piece for your next night out. Silver jewelry is affordable, yet it offers great, long-lasting quality. This makes silver necklaces classic as heirloom pieces, gifts, or valuable personal investments for your wardrobe. We’ve gathered a classic selection of the top silver necklaces in 2024 for men, women, teenagers, casual wear, or more formal occasions. A silver necklace never goes out of style.

Silver chain necklaces vary in link design, width, length, and color. The thinnest, delicate chains allow you to wear lightweight pendants, showcasing the pendant with a barely visible chain. Thick chains offer more shine and a statement look and can be worn with or without the addition of a pendant. With the correct care and storage, you can prevent scratches and tarnishing, allowing your sterling silver jewelry to last for many years.

Detailing the Top Silver Necklaces of 2024

Phillip Gavriel Oxidized Sterling Silver Necklace  —  Best Overall

Key Features

  • Known for its timeless and elegant appeal 
  • Versatile accessories that complement various outfits 
  • Made with durable and high-quality materials

Elevate your style with the exquisite Phillip Gavriel Oxidized Sterling Silver Necklace. It’s a testament to the brand's commitment to elegance and craftsmanship. This beautifully designed necklace is crafted from high-quality sterling silver. Known for its enduring appeal and timeless sophistication, the oxidized finish creates a unique and striking character. It enhances the visual appeal of the necklace, making it a versatile accessory. 

You can effortlessly transition this necklace from casual to formal settings. The necklace’s attention to detail is evident in every link of this piece as well. As a durable and well-crafted piece of jewelry, the intricate design of this necklace showcases the brand's commitment to quality. This necklace is a symbol of refined taste and enduring style, making it our top choice. 

Pori Sterling Silver Necklace  —  Best Design

silver necklace reviews

Key Features

  • 925 Sterling silver crafted in Italy
  • Available in a variety of lengths from 16 to 26 inches
  • Hypoallergenic
  • 100% lead and nickel free
  • Money-back satisfaction guarantee

This Italian crafted 8-sided snake chain silver necklace boasts luxurious shine and hangs elegantly regardless of the length you choose. Its width of 1.5 mm makes it look great around your neck without being too overwhelming. The necklace has a durable lobster-claw closure for a secure hold. The Pori silver necklace is hypoallergenic, allowing those with sensitive or reactive skin and nickel allergies to wear these pieces without any problems. Your purchase includes a blue velvet gift pouch for safe and scratch-free storage. Pori also offers a 100% money-back satisfaction guarantee.

Sofia Milani Silver Necklace  —  Most Adjustable

sofia-milani silver necklace

Key Features

  • Super durable
  • Elegant design
  • Lovely for Mother’s Day

The Sofia Milani Silver Necklace is an elegant and timeless piece of jewelry that adds a touch of sophistication to any outfit. With its triangle infinity pendant, this fashionable necklace is a versatile accessory that complements various styles. The adjustable length of 16.7" to 17.9" ensures a perfect fit for different necklines. Crafted with jeweler's quality, this necklace undergoes a meticulous process to ensure exceptional quality. Made of 925 sterling silver, it showcases genuine craftsmanship for those who appreciate fine jewelry. 

The rhodium layer applied to the necklace enhances its durability and resistance to tarnishing, thanks to its corrosion-resistant properties. Not only does this necklace exude elegance, but it is also hypoallergenic and free from nickel alloy, making it suitable for those with sensitive skin. Rest assured, it's a safe and allergy-friendly choice. The Sofia Milani Silver Necklace comes beautifully packaged in an elegant black gift box, complete with tissue paper

Amazon Collection Silver Box Chain  —  Best Thin Chain

silver necklace reviews

Key Features

  • 925 Sterling silver crafted in Italy
  • 0.6mm chain thickness
  • Spring-ring clasp
  • Available in a variety of lengths from 16 to 30 inches

This Amazon Collection 0.6 mm box chain silver necklace is a sterling silver design made in Italy. It is fine, delicate, and perfect for an elegant look. The chain has a tiny spring-ring clasp which makes it easy to get small pendants on and off as desired. Due to its thin design, the chain is not recommended for wearing in situations where it may be subject to hooking or tugging. The chain comes in a small box for safekeeping and scratch-free storage.

Honolulu Jewelry Company Box Chain  —  Best Chain

silver necklace reviews

Key Features

  • 925 Sterling silver
  • Available in a variety of lengths from 14 to 36 inches
  • Nickel-free
  • Rhodium finish to prevent tarnishing
  • Spring ring clasp

As its name indicates, Honolulu Jewelry is based in Hawaii and makes an elegant 1 mm box chain sterling silver necklace with a rhodium finish. The necklace is sturdy, stylish, and ideal for everyday wear. The chain is delicate, yet great for pendants to customize your jewelry according to your outfit. It is designed with a spring-ring clasp for secure fastening. Your purchase comes in a handy Honolulu Jewelry box for safekeeping and scratch-free storage.

Kooljewelery Round Cable Chain  —  Best Round Cable

silver necklace reviews

Key Features

  • 925 Sterling silver
  • Available in a variety of lengths from 16 to 30 inches
  • Available in a choice of 1.2 mm, 1.6 mm, or 2.1 mm width
  • Each necklace comes in a black velvet pouch or box perfect for gifting

This Kooljewelry round cable chain sterling silver necklace with a spring-ring clasp is a classic piece for women. The necklace is available in various levels of chain thickness, allowing for a statement look if you’d prefer that. This silver necklace can be worn with silver, white gold, or platinum pendants. The thick sterling silver necklace chain also makes a timeless piece on its own.

Miabella Diamond-Cut Link Chain  —  Best Unisex Chain

silver necklace reviews

Key Features

  • 925 Sterling silver crafted in Italy
  • 5 mm wide diamond cut link chain with lobster clasp
  • Available in a variety of lengths from 16 to 30 inches
  • Hypoallergenic
  • Nickel-free
  • 30-Day money-back satisfaction guarantee

This timeless unisex silver necklace has a chain width of 5 mm making it durable for everyday wear. The diamond-cut link chain is flatly polished, giving the beveled links a rich shine and reflective finish. This sterling silver necklace is a timeless classic suitable for men and women of all ages. It is ideal for both casual and more formal occasions and also makes a great gift. The Miabella silver necklace is hypoallergenic and accompanied by an elegant gift box for scratch-free storage when not around your neck.

Jewlpire Cable Chain  —  Best Cable Chain

silver necklace reviews

Key Features

  • 925 Sterling silver crafted in Italy
  • Available in a variety of lengths from 16 to 24 inches
  • Hypoallergenic
  • Lead and nickel free
  • Rhodium-plated to prevent tarnish

Jewlpire’s thin 1.1 mm cable chain sterling silver necklace is rhodium plated to ensure long-term sparkle and prevent tarnishing. Its spring-ring clasp helps make it secure around your neck. Although it has a delicate look, the chain is sturdy and strong and can be adorned with pendants. You can customize your jewelry for elegant evenings or casual daytime wear. The Jewlpire silver necklace comes in a jewelry box and they offer a money-back satisfaction guarantee.

Pandora Jewelry Cable Chain  —  Best Thin Cable Chain

silver necklace reviews

Key Features

  • 925 Sterling silver
  • Includes a blue velvet gift pouch for safe and scratch-free storage
  • Available in a 17.7-inch or 35.4-inch length
  • Hand-finished cable chain

This collier-length sterling silver necklace is ideal for pendants and dangling decorative additions. As per sterling silver requirements, the chain contains 92.5% silver and 7.5% durable metals for strength and protection against bending and breakage. The cable chain design complements casual and semi-formal wear with simple elegance, and can also easily be dressed up with diamond pendants. The length of the chain is slightly adjustable by hooking the clasp onto one of two clasp rings as preferred.

Finding Your Next Silver Necklace: A Buyer's Guide

Whether you are looking for elegant sparkle or a bold statement, a silver necklace can be the perfect addition to adorn your neck. There are numerous varieties of silver necklace chains to choose from, depending on preference and budget. Snake or omega chains have a smooth style along with a shiny appearance while Rombo, Singapore or Figaro chains offer a more conventional rope-like look. 

When buying a silver necklace you don’t only want to consider the design, thickness, and length but also the quality, value for the price, and durability. Here is everything you need to know when buying silver jewelry.

What to Consider When Buying a Silver Necklace


There is an endless range of silver necklace designs to choose from. If you are buying a gift for a friend, looking for an everyday necklace, or an heirloom piece, go for a timeless design. This is something that does not prescribe to a specific trend and can be dressed up or down. A thin silver necklace with or without a pendant is a good choice.

For stylish events or an outfit that can accommodate something bold, go for a statement piece. This will be a thicker necklace with large pendants.

In the design, you can also consider the link type which can be link chains, box chains, snake chains, cable, or rope chains. The clasp type may also differ between a lobster clasp or spring-ring clasp. Ultimately your choice will depend on your personal style preference and the outfit you wish to pair it with.


Silver necklaces are available in many different lengths from short choker-style chains to long chains that can be layered. Long silver necklaces of the same design can be more expensive than short ones.

Sterling silver vs real silver

Sterling silver is preferred for jewelry due to its durability. Pure silver is very soft. This makes it less durable for jewelry that gets used or touched frequently as it can break or bend quickly. To enhance the durability, manufacturers add other metals.

Sterling silver is 92.5% real silver with a small percentage of other added metals such as copper or zinc. Regardless of what materials are added, the final product has to be 92.5% silver. If the pure silver quantity is less or more than 92.5%, the piece cannot carry the label ‘sterling silver.'

When buying silver jewelry opt for sterling silver for the following reasons:

  • Hypoallergenic: Sterling silver is hypoallergenic. This means your skin won’t react to the metal as it may to other cheaper jewelry metals such as nickel.
  • Durable: Sterling silver is a durable precious metal, which makes it an excellent option for delicate pieces that are worn regularly.
  • Valuable: Sterling silver holds its value since it is a precious metal. This may not apply to costume jewelry made from brass or other materials.
  • Cost-effective: Sterling silver is considerably less expensive than platinum, gold, and white gold.

Why Is Sterling Silver a Good Investment

Due to its precious metal content, sterling silver jewelry is always valuable. Although the value of sterling is not quite as high as 100% pure silver, the difference is not that big. As an example, consider a piece of jewelry that is made from half an ounce of pure silver at a value of $11.50. The same piece made from sterling silver instead would be valued at $10.67.

Compared to other precious metals like white gold, platinum, and palladium, sterling silver is a much more affordable option. If you’re looking for something high-end, sterling silver may not match up. However, in general, sterling silver jewelry is a good choice. It has a much higher quality, value, and durability than base metals such as nickel or steel.

Sterling Silver Identification

Unless your jewelry is a custom design crafted by a jewelry artist, it will be labeled as sterling silver. This makes genuine sterling jewelry easily identifiable. Custom designs should be accompanied by a certificate of authenticity. You can take your jewelry to a jeweler for testing if you are unsure of the metal content.

Caring for Your Sterling Silver Jewelry

Caring for your sterling silver jewelry can preserve its value. Since silver is a soft material it can scratch easily which can dull the finish. To avoid scratches store jewelry in soft pouches or lined individual jewelry boxes.

You may also notice that some of your older silver jewelry gets tarnished or develops a dark coating. This happens when the metals react to sulfur in the air. Wearing your jewelry often will protect it from tarnishing but you can also clean it with a silver jewelry cleaner or silver polish. Don’t ever attempt to clean your silver jewelry with harsh household chemicals. Sometimes even a light polish with a soft cloth is enough to brighten up the sparkle again.